on wednesday, 3rd may 2023, university of almaarif participated in the fourth international conference for administrative and financial sciences, which was held by cihan university – erbil, in cooperation with the polish university of lodz. the college has participated in the entitled research (the effect of some external determinants of banking profitability for a sample of iraqi commercial banks for the period 2012-2022), presented by dr. abd al-razzaq ibrahim, and omar khalil ibrahim, lecturers from the department of banking and financial sciences at the college.





